Getting the Amazon Prime Rewards Visa Signature Card is one of the best ways to maximize savings when shopping online. This card combines cashback rewards, a simple application, and instant approval perks.
You’ll learn about its benefits, eligibility, and how to order it from your Amazon account. Understanding its features and rates helps you decide if it fits your spending habits.
What Is the Amazon Prime Rewards Visa Signature Card?
Before diving into its benefits, it’s important to understand what this card offers. The Amazon Prime Rewards Visa Signature Card is issued by Chase Bank and co-branded with Amazon and Visa.
It’s available for both Prime and non-Prime members, with better rewards for Prime users. This card offers no annual fee, global use, and an instant Amazon Gift Card upon approval.
It also ensures foreign transaction fees are eliminated, giving travelers added value. Overall, it’s a practical choice for online and Whole Foods Market shoppers.
Main Features and Benefits
These features help you get the most out of your purchases. Each benefit increases savings and adds convenience for daily spending.
Cashback Rewards
You can earn cashback for purchases in multiple categories. Prime members receive 5% back at Amazon.com and Whole Foods Market, while non-Prime users get 3% back.
You’ll also earn 2% back on restaurants, gas stations, and local transit. All other purchases get 1% cashback, credited as points redeemable anytime. These points appear in your Amazon or Chase account, ready to use at checkout.
No Annual or Foreign Transaction Fees
This card comes with no annual fee, making it cost-effective to keep long-term. You can shop internationally or online without paying foreign transaction charges.
This benefit is great for frequent travelers and digital buyers. Most credit cards charge up to 3% extra, but Amazon’s partnership with Chase removes that expense. It’s one of the strongest features for global shoppers.
Extra Cardholder Perks
The card also includes added insurance and purchase protection. You’ll get auto rental coverage, lost luggage insurance, and extended warranty protection.
There’s also roadside and travel assistance for emergencies. These features enhance the value of every purchase you make. For frequent travelers, they bring peace of mind and security.
How to Apply for the Prime Rewards Visa Signature Card?
It’s easy to apply for this Amazon credit card, and approval can be instant. You can apply through your Amazon account once you meet the requirements.
Applicants must be U.S. residents aged 18 or older with a good credit score, ideally 690+. After approval, your $250 Amazon Gift Card will automatically be added to your account balance.
Application Process
Follow these steps to apply for the Prime Rewards Visa Signature Card:
- Step 1: Log in to your Amazon account.
- Step 2: Visit the Amazon Credit Card page and click “Apply Now.”
- Step 3: Provide your personal and financial information on the Chase form.
- Step 4: Review the interest rates, rewards, and terms before submitting.
- Step 5: Submit your application and wait for approval or review.
- Step 6: Upon approval, your $250 Gift Card is instantly credited to your Amazon balance.
If you need help, call Chase Card Services at 1-888-247-4080 or use the Chase mobile app.
Interest Rates and Fees
The Prime Rewards Visa Signature Card has a variable APR of 18.99% to 27.74%, depending on credit score. There’s no introductory APR, and cash advances have an APR of around 29.99%.
Late or returned payments can cost up to $40. Fortunately, there are no foreign transaction fees, making global use affordable. Paying your balance in full monthly helps you avoid extra interest charges.
Equal Monthly Payments Option
This card lets you buy now and pay later with 0% promotional APR plans. Purchases over $50 qualify for 6 months, and those over $250 qualify for 12 months via Amazon Pay.
After that, the regular APR of 18.99%–27.74% applies. This feature helps make large purchases easier to manage. It’s ideal if you prefer budgeted payments over time.
Reward Redemption Options
Rewards are flexible and easy to use for Amazon and Chase purchases. You can redeem points for Amazon checkouts, statement credits, or gift cards.
They’re also usable for travel or direct deposits. The best part is that points never expire if your account remains active. This freedom makes reward management convenient for everyday use.
Prime vs. Non-Prime Members
The most significant difference between members is the cashback percentage. Prime users earn 5% on Amazon and Whole Foods purchases, while non-Prime users earn 3%.
Both groups enjoy 2% cashback on gas, dining, and transit, and 1% elsewhere. Regular Amazon shoppers gain higher yearly rewards with Prime. The membership’s $139 annual fee often pays for itself through bonuses.
Account Management and Security
You can easily manage the card in the Chase Mobile App. It allows you to view transactions, make automatic payments, and redeem points.
The app also supports Apple Pay, Google Pay, and Samsung Pay for flexibility. Fraud monitoring runs 24/7, providing real-time alerts for suspicious activity. This ensures your account security and control at all times.
Customer Support and Contact Information
Getting help is simple with Chase’s customer support. Contact them at 1-888-247-4080 or 1-302-594-8200 internationally. You can also visit www.chase.com/amazon for assistance.
Lost or stolen cards should be reported immediately to block unauthorized use. Chase will quickly replace your card and investigate fraudulent charges.
Conclusion: A Smart Credit Card for Amazon Shoppers
The Amazon Prime Rewards Visa Signature Card offers great cashback, no annual fee, and travel benefits. The instant $250 Gift Card adds excellent value for Prime members.
It’s best for users who shop frequently at Amazon or Whole Foods Market. If you want a reliable rewards card, this one delivers long-term savings and flexibility.
Disclaimer: Terms, conditions, and rates are subject to change without notice. Always confirm details with Chase Bank or Amazon before applying for or using the card.
